The choices you make in your 20s and 30s can set the stage for a lifetime of wealth. Now is the time to make financial decisions that ensure security, and the good news is, you can start anytime. To help you get started, here are 10 essential tips for financial success.

First, prioritise saving. Even modest savings matter; aim to allocate 20% of your earnings to savings or investment funds.

Second, create a budget and stick to it. Understanding your spending keeps you firmly in charge of your money.

Building an emergency fund is crucial; aim financial advice for three to six months of expenses as a safety net.

Investing early is another critical strategy. The magic of compound interest is most powerful over time, so don’t delay investing.

Continuously educate yourself on personal finance, resist lifestyle creep, and spend less than you earn. Adopting these tips will grow your wealth and solidify healthy financial practices for the long haul.